Privacy policy.

In the course of serving or otherwise interacting with our current, former and prospective clients and other individuals who visit our website (the “Website”) or otherwise communicate or engage with us (“you” or “your”), Enable may obtain personal information about such individuals. Obtaining this information is important to our ability to deliver the highest level of service to you, but we also recognize that you expect us to treat this information appropriately.

This policy describes the types of personal information we may collect about you, the purposes for which we use and otherwise process the information, the circumstances in which we may share the information and the steps that we take to safeguard the information to protect your privacy. As used throughout this policy, the terms “Enable,” “we,” “us” and “our” refer to EnableInc, LLC and its affiliates. For purposes of this policy, “personal information” has the meaning given to such term (or to terms of similar intent, such as “personal data”) under applicable law, as and to the extent applicable to your rights and our obligations with respect to such information.

The Sources of Personal Information

The personal information we collect about you comes primarily from the client interactions or other forms and materials you submit to Enable during the course of your relationship with us. We may also collect information about your engagements and experiences with Enable relating to the services Enable provides. In addition, depending on the services you require, Enable may obtain additional information about you from other third parties such as service providers, advisers, vendors and publicly available sources such as company websites. We may also collect personal information about individuals who visit our Website or otherwise communicate or engage with us and through the use of cookies on our Website. Additional information on how we use cookies on our Website is provided below, under the section entitled “Cookies.”

Finally, in the provision of professional services to you, and subject to compliance with all applicable laws and regulations, information may be collected about you indirectly from other means (e.g., archived email monitoring). In these circumstances, the information is not accessed on a continuous or routine basis, but it may be used for compliance or security purposes.

The Personal Information We Have about You

If you deal with Enable as a client including but not limited to as individual, as an employee, owner or principal of a company or other vehicle established to operate on your behalf, on behalf of your family, or on behalf of other investors, etc., the typical information we collect about you may include (in addition to any other information as may be determined on a case-by-case basis):

  • Your full name, date of birth, phone number, email address, organization, and other contact details;

  • Records of communications, including, for example, recordings of your attendance (or attendance of affiliated parties) at certain meetings/phone calls, and electronic communications with our staff and meeting notes (see below for more details);

  • The contents of your mail, email and text messages;

  • Data received from due diligence activities (such as anti-money laundering, politically exposed persons and sanctions checks); and/or

  • Fraud inquiries (for example, information from law enforcement and other watchlist reports).

This policy, and the practices described herein, applies equally to our collection, use, disclosure and other processing of any “sensitive” personal information. Of course, you are not required to supply any of the personal information that we may request. However, failure to do so may result in our being unable to provide services to you. While we endeavor to ensure that all information we hold about our clients is accurate, complete and up to date, we rely on our clients promptly notifying us if there are any changes to their personal information.

We may also collect certain additional personal information through the use of cookies on our Website. Additional information on how we use cookies on our Website is provided below, under the section entitled “Cookies.”

Our Website is not intended for children and we do not knowingly collect personal information relating to children (including any minors under the age of 18).

Our Use of Your Personal Information

We may use your personal information to:

  • Administer, operate, facilitate and manage your relationship and/or account with Enable. This may include sharing such information internally, but we do not share personal data (phone numbers) and consent with third parties / affiliates or partners Inbound SMS;

  • Contact you or, if applicable, affiliated individuals by post, telephone, electronic mail, text, facsimile, etc., in connection with your relationship and/or account;

  • Provide you with information, recommendations, or advice concerning services offered by Enable or existing services in which Enable is already engaged;

  • Facilitate our internal business operations, including assessing and managing risk and fulfilling our legal and regulatory requirements;

  • Fulfill our contractual obligations, including, but not limited to, any contractual obligations as a service provider

  • Operate our Website and our other IT systems and safeguard their security;

  • Fulfill our contractual obligations to other third parties to whom you have provided your information; and

  • Provide information to future purchasers or merger partners of all or a portion of Enable, or to provide information as may be necessary in connection with other corporate transactions, such as financings or restructurings.

If your relationship with Enable ends, Enable will continue to treat your personal information, to the extent we retain it, as described in this policy.

You may opt out of receiving promotional communications at any time by following the “unsubscribe” instructions found within Enable email updates to the extent that these are promotional emails. Please note, you will continue to receive essential account-related information, even if you unsubscribe from promotional emails.

We may process some of your personal information, including “sensitive” personal information, for purposes of automated decision-making and profiling. For example, in connection with our entering into, or the performance of, our contracts with you, we may collect your preferences and use that information to profile you for specific offerings or services.

We do not use or otherwise process your “sensitive” personal information other than as described herein.

Disclosures of Your Personal Information within Enable

In order to provide efficient and reliable services and to improve product and service options available to you, more than one entity within Enable may be given, or given access to, your personal information. When so sharing your personal information, we adhere to applicable legal and industry standards regarding the protection of personal information. Additional information on how your personal information is protected while within Enable is provided below, under the section entitled “Information Security: How We Protect Your Privacy.”

Disclosures of Your Personal Information to Third Parties

Enable does not disclose your personal information to third parties, except as described in this policy. We may disclose your personal information as follows:

  • To financial institutions (e.g., lenders requiring such information pursuant to regulatory requirements) and/or nonaffiliated companies that perform support services for your account or facilitate your transactions with Enable, including those that provide professional, legal or accounting advice to Enable. Each such third party is required to maintain the confidentiality of such information to the extent received and to use your personal information only in the course of providing the services, and only for the purposes, dictated by Enable;

  • To fulfill your instructions;

  • To protect our rights and interests and those of our business partners or pursuant to your express consent;

  • To future or potential purchasers or merger partners and on a need to know basis with current, future or potential lenders or other relevant persons as necessary in connection with other corporate transactions, such as financings or restructurings; and

  • As permitted by, or to comply with, applicable laws and regulations, for instance, when responding to a subpoena or similar legal process, to protect against fraud and to otherwise cooperate with law enforcement or regulatory authorities or with organizations such as exchanges and clearinghouses.

Enable has relationships with certain service providers in order to provide its services to you. No mobile information will be shared with third parties/affiliates for marketing/promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

You should know that Enable does not sell your personal information or share your personal information with third parties for purposes of cross-context behavioral advertising.

Data Retention

We will keep your personal information only for as long as necessary depending on the purpose for which it was provided. When determining the relevant retention periods, we take into account a variety of factors, including, but not limited to, the following:

  • our contractual and business relationships with you;

  • legal obligations under applicable law to retain personal information for a certain period of time;

  • statutes of limitation under applicable law;

  • (potential) disputes; and

  • guidelines issued by relevant industry or supervisory authorities.

Information Security: How We Protect Your Privacy

Enable is committed to protecting the privacy and confidentiality of your personal information. We limit access to your personal information to authorized Enable employees or agents and, as described above in Disclosures of Your Personal Information to Third Parties, third parties are held to appropriate standards of privacy. We also maintain physical, electronic and procedural safeguards designed to protect the information against loss, misuse, damage or modification and unauthorized access or disclosure. Some of the other central features of our information security program are:

  • The use of reputable cloud-based software that leverages reputable cloud infrastructure from the likes of Amazon Web Services, Microsoft Azure, Google Cloud, etc.;

  • The use of specialized technology such as firewalls;

  • Monitoring of our systems infrastructure to detect weaknesses and potential intrusions;

  • Implementing controls to identify, authenticate and authorize access to various systems or sites;

  • Protecting information during transmission through various means including, where appropriate, encryption; and

  • Providing Enable personnel with relevant training and continually updating our security practices in light of new risks and developments in technology.

Unfortunately, the storage and transmission of electronic information is not completely secure. Although we strive to protect your personal information, we cannot guarantee the security of information stored on our or our service providers’ servers or transmitted via email or through the Website; you transmit personal information to us at your own risk. In addition, links on the Website may take you to third-party websites over which we have no control. While such links are provided for your convenience, you should be aware that the information handling practices of the linked websites might not be the same as ours. You should review any privacy policies and cookie policies on those linked websites. We are not responsible for any linked websites.

Privacy and the Internet

The following additional information will be of interest to you as a visitor to this Website:

  • Our Website is built upon an infrastructure designed with multiple layers of protection. For example, Enable uses industry standard encryption technologies designed to protect your personal information from external compromise.

  • Additional information on how we use cookies on our Website is provided below, under the section entitled “Cookies.”

  • Our Website is not currently configured to respond to “do not track” signals or similar mechanisms.

Cross-Border Data Transfers

The recipients of your personal information pursuant to this policy may be located in the United States or elsewhere, and certain of such recipients’ respective countries may have different data privacy laws and protections than your home country. Further information on such safeguards or derogations can be obtained by contacting us using the contact information below.

Information For EEA (EU plus Iceland, Norway and Liechtenstein) and UK Residents

What Rights Do I Have?

Under the EU’s General Data Protection Regulation (“GDPR”) and the UK General Data Protection Regulation (i.e., the GDPR as implemented into UK law, the “UK GDPR”), individuals located in the European Economic Area (“EEA”) or the UK, as applicable, have certain additional rights with respect to their personal data. For purposes of this section, “personal data” has the meaning given to such term in the GDPR or UK GDPR, as applicable. For the purposes of applicable data privacy legislation, Enable is a “controller” of such individuals’ personal data.

Under certain conditions, you may have the right to:

  • Access and obtain a copy of your personal data;

  • Request correction of your personal data if it is incorrect or incomplete;

  • Request restriction of the processing of your personal data;

  • Object to the processing of your personal data;

  • Request erasure or deletion of your personal data; and

  • Request the transfer of your personal data to another party in a machine-readable, commonly used and structured format.

Where possible, we obtain and rely on user consent as a lawful basis for processing personal data. In some cases, Enable may process and retain personal data pursuant to a legal obligation or another legitimate interest under the GDPR or UK GDPR, to protect your vital interests, the interests of Enable, or those of another person, or where necessary for the performance of a contract with you for provision of our services. If we have obtained your consent, then you may withdraw it any time by contacting us.

These rights are not absolute and each is subject to certain exceptions or qualifications.

How May I Exercise My Individual Rights?

Residents of the EEA or UK may contact us with questions or requests regarding their personal data using the contact information below. Please note that Enable may request additional information from you to verify your identity before we disclose any personal or account information.

Who Can I Contact Regarding Data Protection Issues?

If you otherwise wish to raise a concern or issue about our data processing practices, you may contact your local data protection authority. For example, in the UK you should contact the Information Commissioner’s Office:https://ico.org.uk/global/contact-us/ or 0303 123 1113.

Information For California Residents

What Rights Do I Have?

Under the California Consumer Privacy Act of 2018, as amended by the California Privacy Rights Act of 2020 (collectively, the “CCPA”), residents of the state of California have certain rights with respect to their personal information. For purposes of this section, “personal information” has the meaning given to such term under the CCPA. Please note that the rights under the CCPA do not apply to personal information collected, processed, sold or disclosed subject to the Gramm-Leach-Bliley Act (Public Law 106-102), the Fair Credit Reporting Act (12 CFR 1022) and/or the California Financial Information Privacy Act. Under the CCPA you may have the right to:

  • Request that we disclose, free of charge, the categories and specific pieces of personal information we collect about you (and, if applicable, sell or otherwise disclose to a third party and the categories of such third parties), the sources from which such personal information was collected, and the business purpose for collecting, selling or disclosing such personal information;

  • Choose to opt out of the sale of your personal information. As noted above, we do not currently sell your personal information or share your personal information with third parties for purposes of cross-context behavioral advertising;

  • Request that we delete the personal information we have collected about you; and

  • Request that we correct any inaccurate personal information we have collected about you.

We will not discriminate against any California resident who exercises the rights set forth in this section.

These rights are not absolute and each is subject to certain exceptions or qualifications.

How May I Exercise My Individual Rights?

You have the right to appoint an authorized agent to exercise these rights on your behalf. If you want to exercise any of these rights, or have your authorized agent exercise any of these rights on your behalf, you may contact us using the contact information below. Please note that Enable may request additional information from you to verify your identity before we disclose any personal or account information.

For consumers with disabilities who need to access this policy in an alternative format, please contact us using the contact information below.

Other Privacy Policies or Statements; Changes to Policy; Contact

This policy provides a general statement of the ways in which Enable processes and protects your personal information. You may, however, in connection with specific products or services offered by Enable, be provided with privacy policies or statements that supplement this policy. In the event of a conflict between the terms of this policy and such supplemental privacy policies or statements, such supplemental privacy policies or statements will govern in relation to your use of such products or services. This policy may be changed from time to time to reflect changes in our practices concerning the collection and use of personal information. The revised policy will be effective immediately upon posting to our Website. This version of the policy is effective June 1, 2024. If you require further information regarding our privacy policies and practices please contact us. 

Cookies

Statement on Cookies

By using our Website with your browser settings adjusted to accept cookies, you consent to Enable’s use of cookies and other tools to provide the products and services available on our Website. If you would like to modify your browser to notify you when you receive a new cookie or to disable cookies altogether, please refer to Managing Cookies below. Remember, though, without cookies, you may not be able to take full advantage of all of our Website features.

Cookies at Enable and How We Use Them

Cookies are small text files that may be placed on your Web browser when you visit our Website or when you view advertisements we have placed on other websites. Cookies allow your browser to remember some specific information which the web server can later retrieve and use. Cookies may enhance your online experience by saving your preferences while you are visiting a particular website. Enable does not use cookies to store any personal information that could be read or understood by others. When you quit your browser, some cookies are stored in your computer’s memory, while some expire or disappear.

Cookies are used primarily for administrative purposes, to improve your experience. Examples of this include the use of cookies:

  • To improve security by “authenticating” you

  • To keep track of your specified preferences such as language, time zone and timeouts after periods of inactivity.

  • To allow you to navigate more easily by “remembering” your identity so that you do not have to input your password multiple times as you move between pages or services.

In addition to administrative uses, Enable may also use cookies in one or more of the following ways:

  • To conduct research and analytics to improve our Website and our products and services. This includes compiling statistical information concerning, among other things, the frequency of your use of our Website, the pages visited and the length of each visit.

  • To the extent Enable advertises its products or services in the future, cookies serve as a way to display Enable advertisements when you visit websites of third parties with whom we have marketing relationships and to help us gauge the effectiveness of our advertising efforts. These parties may gather information concerning your use of other websites and provide us with de-identified information about you (such as demographic information or the names of websites where you have been shown ads) which we may use to provide you with more relevant and useful advertising.

We may use cookie technology to collect certain aggregate and non-personal information when you visit our Website. “Clickstream” data (e.g., information regarding which of our Website pages you access, the frequency of such access, and your product and service preferences) may be collected by Enable itself, or by our service providers, using cookies, Web beacons, page tags, or similar tools that are set when you visit our Website or when you view an advertisement we have placed on another Website. Clickstream data and similar information may be shared internally within Enable and used: for administrative purposes; to assess the usage, value and performance of our online products and services; to improve your experience with our Website; and as otherwise permitted by applicable law or regulation. If you are an Enable client, this information helps us suggest products or service offerings that may be of interest to you. This information may be processed by us for the purposes described above, or on our behalf by third parties, solely in accordance with our instructions.

Managing Cookies

The Help menu on the menu bar of most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie and how to disable cookies altogether. Additionally, you can disable or delete similar data used by browser add-ons, such as Flash cookies, by changing the add-on’s settings or visiting the Website of its manufacturer. Some of our Website pages employ “functionality cookies” that help the Website remember your settings and preferences for use when you visit the Website in the future. This provides a more tailored and pleasant user experience. These cookies store information in multiple places. On those Website pages using functionality cookies, you will find a “Delete Cookies” feature on every page that will allow you to delete these cookies completely from your device. Please note that, if you decline to use cookies, you may experience reduced functionality and, for websites using authentication-related cookies, declining cookies will prevent you from using the website altogether. To learn more about what cookies are set on your computer as you browse the Web and how to manage or delete them, visit allaboutcookies.org.